There are occasions and days in life when you immediately need a larger amount of money, but due to a negative credit report entry, you actually have no chance of getting a loan from a bank. In particular, because every bank and also every credit institution always checks with credit report before granting a loan whether the potential borrower has a negative credit report entry or not. However, you do not need to despair even with a negative credit report entry, because in this case you can still get an online loan without credit report.
What do you have to do to get this online loan?
You can always get an online loan without credit report up to a fixed amount. Because the online banks refrain from obtaining credit report information and are not interested in a possible credit report entry. But for an online loan without credit report, the interest level will always be significantly higher than for other loans. But if you absolutely need money, then you will also consent and have to accept the higher interest rates. As a rule, this online loan without credit report is always granted by Swiss banks. This loan has been available in Germany for twenty years.
What else do you need to know about this topic?
As a rule, those who have a negative credit report entry use this form of online credit, because in this way you can quickly and easily get the money you need to finance a new vehicle, for example. In this case, as a borrower you actually get your money without a credit report query and nothing is entered in the credit report.
You get the money by post. And you then pay the loan directly to the company by bank transfer or payment card. This way, neither the house bank nor the employer learn anything about the loan. And the borrowed money is at your free disposal, so you can spend the money for whatever, because it is not tied to any purpose. In addition, money from an online loan is actually available as quickly as possible. All you have to do is fill out an application form online, then you will receive the confirmation by email and only have to print it out, sign it and send it back to the credit bank. In some cases you even have the money there within 24 hours.